What Can Loan Choices™ Do For Me?

Answer: Loan Choices™ automatically runs multiple automated underwriting systems (AUS) and instantly sorts the best loan product to the top - displaying available loan products in seconds.

DirectWare^®Loan Choices™ With Predictive Analytics provides instant rate locks, AUS feedback, and loan processing services. Submit a complete loan application and Loan Choices will free up your time to originate more business and increase your revenue!

Loan Choices™ makes you more money!

Register Now for Loan Choices™ training.Training dates can be seen on our calendar.

With Direct Mortgage's Loan Choices, finding the right loan, and then collecting the closing conditions will soon be the easiest steps in your origination business! This proprietary, patent-published technology utilizes predictive analytics and combines multiple automated underwriting systems (AUS) in order to present you 'best of class' loan programs which fit your borrower's scenario with minimal user clicks.  

Direct Mortgage also provides an option to process the loan on your behalf.

Why use Loan Choices™?

1. Never manually input DU information again! And still Compare Multiple DU Products: My Community, FHA, Flex 97, and Regular 30 year Fixed & ARM loans . . . All In a Single Click!!!
2. Predictive analytics requires no clicks. It displays and prices loan options and loan combinations you might not have thought of. It even displays the YSP and PITI.
3. Runs DU, LP, and DMC AUS systems automatically.
4. No more blindness. After the automated AUS submissions, your multiple Accepts display in Loan Choices™ with the best loans sorted to the top. And if it doesn’t qualify, multiple loan products still display with a refer. You know exactly why it didn’t qualify by clicking the refer link.
5. Your job: take the loan application. Our job: run multiple AUS systems for you – then present fully priced loan choices you were considering and also present loan options and loan combinations you may not have thought of – all ready for instant rate locks.
6. Minimum clicks - Maximum possibilities. It's simple to learn the few clicks required. And fast to display the loan choices - over 40 different loan products can normally be displayed within 60 seconds!
7. What you've always wanted from a lender: Fully qualified loan choices – not prequals. Less back and forth with your AE. Instant pricing with rates and YSP. Fully priced loan Approvals – not just prequal price opinions. No funny business. No empty pricing promise from a prequal. Just real loans!

The ABC's of Mortgage Lending. Three Simple Steps.
You will be delighted to see how the DirectWare Loan Choices™” will enhance your origination business. It will literally allow you to funnel new file submissions into three simple steps:

A. Select your loan program
B. Monitor/view processing status
C. Schedule the closing for your borrowers

Instead of spending hours and hours manually pricing out your borrower’s scenario, or using 6 different lenders’ pricing engines only to find out the rates are not competitive, or the loan program doesn’t work, or not finding a program to fit at all, simply spend a few moments with DirectWare^® Loan Choices™ to give you the edge you need to seal the deal with your borrowers.

Simply upload a fully completed loan application, and then be presented with your loan choices. If for any reason your loan application is incomplete, a loan application wizard prompts you for any needed items. We even run your scenario using predictive analytics to recommend loan programs you might not have thought of!

See an example in the graphic below:

Much more than just an automated underwriting and loan execution system, DirectWare includes our powerful processing and closing engine where we can order all the necessary processing services on your behalf - services such as the appraisal, credit, hazard insurance, employment verification, asset verification, and title search. This saves you time and keeps you up-to-date on your loan files and allows you to view in real time the status of all conditions.

Register Now for Loan Choices™ training. See how Loan Choices™ can simplify your job and give you the benefits listed above!

Ready to Save Time and Earn More Money?

You can find out more about DirectWare®, Loan Choices™, and Direct Mortgage, Corp. by writing info@directmortgagewholesale.com.

Are you a wholesale lender?
Why reinvent the wheel? Learn more about our 1Processing.com Integration Services or contact info@1processing.com for more information.