Jumbo ARM & Fixed (The 6168 & 6169 Loan Programs)
 
 
 
  General Guidelines
 
  Max LTV - 90% (full), 80% (stated)
Declining markets - Max LTV/CLTV 85%
620 Min.FICO®
1-4 units, Condo, PUD
OO/ NOO/ 2nd
Full & Stated documentation
   
  See if your scenario qualifies now!      
   
 
 
  Rate & Price Comparisons*
 
  5.0% Rate
Pays (0.006)% YSP*
740 FICO
80% LTV
Full Doc
Primary Residence
1y Libor ARM		   6.00% Rate
Pays (0.131)% YSP*
740 FICO
80% LTV
Full Doc
Primary Residence
5/1 Libor ARM		   7.25% Rate
Pays (0.003)% YSP*
740 FICO
80% LTV
Full Doc
Primary Residence
30 Yr Fixed		   7.625% Rate
Pays (0.464)% YSP*
740 FICO
80% LTV
Full Doc
Primary Residence
30 Yr Fixed
 
*Scenarios based on Utah Property and 31 Jan 2008 rates. Your scenarios may vary from these examples. 
 

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  Legend
  OO=Owner Occupied
  NOO=Non Owner Occupied
  2nd=2nd Home		 YSP=Yield Spread Premium
LTV=Loan to Value
ARM=Adjustable Rate Mortgage
 LIBOR=London Interbank Offered Rate
FICO® score=Fair Isaac Corporation score or Beacon® score
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