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    General Guidelines
 
  Conforming Loan Limit
  Min FICO determined by AUS
  Max LTV 95% LTV; 90% LTV w/sub fin
  1-4 units, Low & High Rise Condos, PUDs
  OO/ 2nd/ NOO
     
    View the entire Product Guidelines:
6010, 6113
Or see if your scenario qualifies now!
     
 
 
 
  Rate & Price Comparisons*
 
  5.875% Rate
Pays (0.131)% YSP*
620 FICO
95% LTV
Full Doc
Primary Residence
30 yr. Fixed		   6.125% Rate
Pays (1.075%) YSP*
620 FICO
95% LTV
Full Doc
Primary Residence
30 yr. Fixed		   5.5% Rate
Pays (0.102%) YSP*
620 FICO
95% LTV
Full Doc
Primary Residence
15 yr. Fixed 		  5.875% Rate
Pays (1.134%) YSP*
620 FICO
95% LTV
Full Doc
Primary Residence
15 yr. Fixed
 
*Scenarios based on Utah Property and 11 Dec 2007 rates. Your scenarios may vary from these examples. 
 

 

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  Legend
  OO=Owner Occupied
  NOO=Non Owner Occupied
  2nd=2nd Home
  IO=Interest Only
  DTI=Debt To Income		 YSP=Yield Spread Premium
LTV=Loan to Value
CLTV=Combine Loan to Value
ARM=Adjustable Rate Mortgage
FHA=Federal Housing Administration		 LIBOR=London Interbank Offered Rate
HUD=Housing & Urban Development, Dept of
FICO® score=Fair Isaac Corporation score or Beacon® score
 
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