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Conventional/Conforming (The 6010 & 6113 Loan Programs)
 
 
    General Guidelines
 
  Conforming Loan Limit
  Min FICO® determined by AUS
  Max LTV 95% LTV; 90% LTV w/sub fin
  1-4 units, Low & High Rise Condos, PUDs
  OO/ 2nd/ NOO
  For LTV's > 95%, see our loan programs list
     
    View the entire Product Guidelines:
6010, 6113
Or see if your scenario qualifies now!
     
 
 
 
  Rate & Price Comparisons*
 
 

5.625% Rate
Pays (0.194)% YSP*

680 FICO
95% LTV
Full Doc
Primary Residence
30 yr. Fixed

  6.0% Rate
Pays (1.412%) YSP*
680 FICO
95% LTV
Full Doc
Primary Residence
30 yr. Fixed
  5.125% Rate
Pays (0.196%) YSP*

680 FICO
95% LTV
Full Doc
Primary Residence
15 yr. Fixed
  5.5% Rate
Pays (1.072%) YSP*

680 FICO
95% LTV
Full Doc
Primary Residence
15 yr. Fixed
 
*Scenarios based on Utah Property and 3 Jan 2007 rates. Your scenarios may vary from these examples. 
 

 
100% Electronic file submission - Upload your scanned file, or submit through fax or Calyx Point®. Get on-line locks until midnight (PST); Alt-A, Government, and SISA loans; and automatic DU runs.
 


Price, find and lock your loans using our prequalifier. See reasons for refers. Compare PI and PITI.
 

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  Legend
  OO=Owner Occupied
  NOO=Non Owner Occupied
  2nd=2nd Home
YSP=Yield Spread Premium
LTV=Loan to Value
AUS=Automated Underwriting System
PUD=Planned Unit Development
FICO® score=Fair Isaac Corporation score or Beacon® score
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