FHA Mortgage Loans

Program Number	Program Description	Program Type	Max Loan Amount	Max LTV/ CLTV	Min FICO	Occupancy Types	Purpose	Doc Types
6016	FHA Traditional Fixed and ARM Purchase	Government	HUD County Limit	98.75/100	580	OO	P	Full
6050	FHA Traditional Fixed and ARM Refinance	Government	HUD County Limit	98.75/100	580	OO	R&T/CO	Full
6051	FHA Fixed and ARM Refinance (LP)	Government	HUD County Limit	98.75/100	580	OO	R&T/CO	Full (run LP)
6052	FHA Streamline Fixed and ARM Refinance (no credit qualifying)	Government	HUD County Limit	98.75/100	None	OO	R&T	Streamline
6059	FHA Streamline Fixed and ARM Refinance (credit qualifying)	Government	HUD County Limit	98.75%	580	OO	R&T	Streamline
6068	FHA Fixed and ARM Purchase (LP)	Government	HUD County Limit	98.75/100	580	OO	P	Full (run LP)
6151	DU FHA Refinance	Government	HUD County Limit	98.75%	580	OO	R&T/CO	Full/Alt (run DU)
6152	DU FHA Purchase	Government	HUD County Limit	98.75%	580	OO	P	Full/Alt (run DU)
6155	FHA Secure	Government	HUD County Limit	98.75%	N/A³	OO	R&T	Full
6189	LP High Balance Fixed FHA	Government	HUD County Limit	98.75%	600	OO	P/R&T/CO	Full
6190	LP High Balance ARM FHA	Government	HUD County Limit	98.75%	600	OO	P/R&T/CO	Full
6191	DU High Balance Fixed FHA	Government	HUD County Limit	98.75%	600	OO	P/R&T/CO	Full
6192	DU High Balance ARM FHA	Government	HUD County Limit	98.75%	600	OO	P/R&T/CO	Full

	*Loan programs subject to change at any time without prior notice.* ³ Credit scores lower than 620 may be allowed with and without price adjustments. ⁴LP or DU will determine acceptability of scores. NOTE: Consult Direct Mortgage Loan Program Guidelines for details regarding any specific loan.
	View a list of all our loan programs. Learn about obtaining FHA approval. Learn the Benefits of FHA Loans. Learn Key Elements of FHA loans. View a list of all our VA loans.	OO = Owner Occupied P = Purchase R&T = Rate & Term Refinance CO = Cash Out Refinance FHA = Federal Housing Administration HUD = Housing & Urban Development, U.S. Department of DU® = Desktop Underwriter® LP = Loan Prospector®


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