FHA Mortgage Loans

**Updated 26 Aug 2009**

6151

DU FHA Refinance

Government

HUD County
Limit⁵

97.75%

OO

R&T/CO

Full/Alt (run DU)

6152

DU FHA Purchase

Government

HUD County
Limit⁵

96.5%

OO

P

Full/Alt (run DU)

6189

LP High Balance Fixed FHA

6190

LP High Balance ARM FHA

6191

DU High Balance Fixed FHA

6192

DU High Balance ARM FHA

6199

FHA $100 Down

6203

FHA High Balance Streamline

*Loan programs subject to change at any time without prior notice.*

Cash Out
FHA – 85% Max LTV

Foot Notes
¹Max 95% LTV Owner Occupied with 720 Min FICO®; Purchase/ R&T;  Max 41% DTI; 1 unit SFR only; Not allowed in AZ, CA, FL, MI, NV, OH;  80% Max LTV in AZ, CA, NV, and FL  – exceptions approved on a case-by-case basis with 740 FICO and max 90% LTV.
² TLTV must be met with HTLTV maximum. Max cash disbursed at close limited to TLTV.
³Any non-streamline VA is considered cash out.
⁴MI Guidelines apply for all conventional loans.
⁵Max loan amount is $417,000 or HUD county limit, which ever is lower (excluding Hawaii); Hawaii is $544,185.
⁶Min loan amount is $417,001 (excluding Hawaii); Hawaii is $544,186.

NOTE: Values shown are examples of maximums and minimums allowed. Consult Direct Mortgage Loan Program Guidelines for details regarding any specific loan.

View a list of all our loan programs.
Learn about obtaining FHA approval.
Learn the Benefits of FHA Loans.
Learn Key Elements of FHA loans.
View a list of all our VA loans.