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VA Traditional Fixed
(The 6105 Loan Program)


Qualifying Scenario Examples*

	Scenario 1 * 620 FICO 100% LTV Full Doc Primary Residence 30 Yr Fixed	Scenario 2* 620 FICO 100% LTV Full Doc Primary Residence 25 Yr Fixed	Scenario 3* 660 FICO 100% LTV Full Doc Primary Residence 20 Yr Fixed	Scenario 4* 700 FICO 95% LTV Full Doc Primary Residence 15 Yr Fixed

*Other scenarios may qualify.



	6105: General Guidelines
	Available to Veterans and Reservists
	Conforming Loan Limits
	15, 20, 25, & 30 Yr Fixed
	Max 100% LTV
	OO - Purchase
	View the entire Product Guideline

Value Points!

	Loan Choices™ with Predictive Analytics
	Instant E-Mail Notifications of Loan Status
	100% Electronic file submission
	On-line locks until midnight (PST)
	Personal Service
	Become Approved - Fill Out Form

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Legend
LTV=Loan to Value CLTV=Combined Loan to Value AUS=Automated Underwriting System PUD=Planned Unit Development SFR=Single Family Residence	ARM=Adjustable Rate Mortgage VA=Veterans Affairs, Department of YSP=Yield Spread Premium PPP=Pre Payment Penalty LIBOR=London Interbank Offered Rate	OO=Owner Occupied NOO=Non Owner Occupied 2nd=2nd Home FICO® score=Fair Isaac Corporation score or Beacon® score

6105: General Guidelines

Available to Veterans and Reservists

Conforming Loan Limits

15, 20, 25, & 30 Yr Fixed

Max 100% LTV

OO - Purchase

View the entire Product Guideline

Value Points!

  Loan Choices™ with Predictive Analytics

  Instant E-Mail Notifications of Loan Status

  100% Electronic file submission

  On-line locks until midnight (PST)

  Personal Service

  Become Approved - Fill Out Form


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VA Traditional Fixed (The 6105 Loan Program)

VA Traditional Fixed
(The 6105 Loan Program)