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Calculating Income

It is more important than ever to know how to calculate income. Be an expert. Provide professional service and value to your borrowers. Here are some links to help you understand how to correctly calculate income.

Below is a list of resources to help you:



Cash Flow Analysis - Form 1084


Cash Flow Analysis - Adjusted Gross Income (AGI) or Scheduled Analysis Method (SAM)

(In the blue side bar on the right of the page, enter your contact information. When the new window opens, select whether you want the SAM or AGI worksheet.)

Recorded Trainings


Analyzing Income


Understanding Form 1084 for Self-Employed Borrowers


Evaluating the Self-Employed Borrower And Other Sources Of Income


Live Trainings


Overview - Requirements for Self-employed Borrowers

Choose the date you want to attend, then click the corresponding "Register" button.

Underwriting Income and Employment

Choose the date you want to attend, then click the corresponding "Register" button.

If you have utilized the above resources and still have a question on an unusual scenario, please contact



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